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Mortgage Rates and Mortgage Trends - Last Updated Thursday, September 21, 2023

Our Partner, calculate two averages:
1. The National Index is based on a weekly survey of the 50 largest banks and the 50 largest thrifts in the 10 largest metropolitan areas in the country.
These rates have been collected for 15 years and provide a broad historical perspective on rate trends.
2.'s Overnight Averages. These are more volatile numbers depending on which institutions report that day. The nightly averages can pick up day-to-day fluctuations in rates.
For the overnight averages, approximately 4,000 banks are surveyed each week in 302 markets in 50 states and the District of Columbia

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