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Borrowing money right now is easier than it has ever been. Start the process here by seeing how much a lender is willing to lend you based on your criteria. Then check out our monthly mortgage payment calculators to test out various scenarios.

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Mortgage Rates and Mortgage Trends - Last Updated Thursday, September 21, 2023



Our Partner, BankRate.com calculate two averages:
1. The Bankrate.com National Index is based on a weekly survey of the 50 largest banks and the 50 largest thrifts in the 10 largest metropolitan areas in the country.
These rates have been collected for 15 years and provide a broad historical perspective on rate trends.
2. Bankrate.com's Overnight Averages. These are more volatile numbers depending on which institutions report that day. The nightly averages can pick up day-to-day fluctuations in rates.
For the overnight averages, approximately 4,000 banks are surveyed each week in 302 markets in 50 states and the District of Columbia


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