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Mortgage Calculators - Should you Refinance Calculator

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Should You Refinance? | Monthly Payment Calculator
The calculator below helps you assess the impact of refinancing your mortgage. The issues are two-fold. The first step enables you to look at the monthly savings you will have with a lower interest rate. At the right side of the page, you can total the costs of the refinancing. All of the data is then processed so that you can determine how many months it will be before you recoup the costs of the loan.

Savings from refinancing   How much will it cost you?
* Current monthly payment:  
* Points:
* Balance left on mortgage:  
Cost of points:
* Years left on current loan:  
Application fee:
* Current interest rate:  
Credit check:
* New interest rate:  
Attorney's fee
* New loan term:  
Attorney's fee
New monthly payment:
Title search:
Monthly savings:
Title insurance:
Difference in interest:
Appraisal fee:
Local fees
(taxes, transfers):
Total cost:
Document preparation:
Months to recoup costs:

( * ) denotes fields are required

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